For freelancers and small businesses

Your work. Your business. Every cent in its place.

Track income and expenses for everything you do, each in its own workspace. Add an entry in seconds, snap the receipt, and breeze through tax season.

Free forever for one workspace. No card required.

Freelance Design

Jun – Nov 2026
Quick create I E
Income this month€3,850.00
Expenses this month€612.40
Net this month€3,237.60
Net, last 6 months€15,447.60
Income vs. expenses Income Expenses
JunJulAugSeptOctNov
Expenses by category
Social Security€228
Equipment€180
Coworking€140
Software€64
04/11 Northwind StudioClient work Income +€2,400.00
01/11 Social SecuritySocial Security Expense −€228.40
28/10 FigmaSoftware Expense −€14.40
One workspace per activity

Separate businesses. Separate numbers.

Give each activity its own workspace. Pick a type and get the right categories from day one.

Freelance work

Self-employed and contractors

Client payments, Social Security and the costs of your work. All in one place.

Client workOther incomeSocial SecuritySoftwareEquipmentCoworkingTravel

Trades

Painter, electrician, plumber

See what every job really earns once materials, fuel and tools are paid for.

JobsOther incomeMaterialsFuel and vanToolsInsuranceSocial Security

Beauty and care

Beautician, hairdresser, massage

Treatments and product sales in, products and rent out. See what's left each month.

TreatmentsProduct salesProductsRent for the spaceEquipmentBooking softwareSocial Security
Features

Fast every day. Ready at tax time.

Add an entry in 5 seconds

Press one key from anywhere. The form opens, ready for the amount, and always shows which workspace it goes to.

Press a key, or tap one
New expense FAdd to Freelance Design
Income Expense
Amount 1,234.50
Date7 Nov 2026
Category Equipment
Paid to TechPoint

Receipts, sorted Premium

Snap a photo or drop a PDF. Up to 10 files per entry, kept private.

PDFFT 2026A3-118.pdf182 KB
Storage 1.1 / 5 GB

All your businesses. One view.

This month's totals and the six-month net of every workspace, side by side.

WorkspaceNet this monthNet, 6 months
Freelance Design€3,238€15,448
Costa Painting€3,070€17,670
Lumi Studio€1,644€9,194
Total€7,952€42,312

Change categories. Keep your history.

Rename, reorder or archive anytime. Past entries stay put, so last year's totals never change.

Client work42 entries
Software18 entries
Coworking9 entries

Bring your spreadsheet Soon

Import a CSV. Import it twice and nothing doubles.

Share a workspace Soon

Invite a partner to edit or your accountant to view. All on your plan.

Tax season

Tax season, minus the stress.

Every year, split by workspace and category. File it yourself or send it to your accountant, with the totals ready and no pile of receipts.

2026 so far

All workspaces · Jan – Nov
WorkspaceIncomeExpensesNet
Freelance Design€31,200€5,980€25,220
Costa Painting€52,400€22,800€29,600
Lumi Studio€23,100€8,240€14,860

Spencil tracks your money. It doesn't issue invoices, keep your official books or file your return.

Pricing

Free for one. Premium for all.

One plan covers every workspace you own. VAT included where it applies.

Free
€0
For your first business.
  • 1 active workspace
  • Unlimited entries and categories
  • Reports for the last 12 months
  • Receipts, CSV import and sharing
Start free
Premium 14 days free
€29 / year
€2.42 a month, billed once a year
  • Unlimited workspaces
  • Receipts on every entry, 5 GB
  • CSV import and shared workspaces
  • Your full report history
Start free trial
FAQ

Got questions?

Is Spencil invoicing software?

No. You keep issuing invoices wherever you do today. Spencil is where you record what came in and what went out, with the receipt attached.

What is a workspace?

One business or activity whose money you want to see on its own, such as "Freelance Design", "Costa Painting" or "Lumi Studio". Each entry belongs to exactly one workspace.

Does it work in my country?

Yes. Spencil isn't tied to one country's tax system. Each workspace has its own currency, and the categories are yours to rename.

My business is a company. Can I use it?

Yes, as your day-to-day view of what comes in and goes out. Your accountant still keeps the official books, and gets cleaner numbers from you.

Can I use it for free?

Yes. The Free plan gives you one active workspace with unlimited entries and categories, for as long as you like.

How do I cancel?

From your billing page. You keep Premium until the end of the period you paid for.

How do I sign in?

With your Google account, or with an email and password.

Your first workspace is free.

Set up in under a minute. Add more as you grow.